Medicaid Planning in Trumbull, CT
With the average Monthly cost of Long term care in Connecticut being $14,600.00 it is now, more than ever, necessary to plan for how you and your family will pay for such Long Term Care. With proper Medicaid or Title 19 planning, Trumbull, CT and Fairfield County, CT Elder Law Attorney Christopher Greenwood can help guide you and your family through this life altering process while protecting your assets.
Nursing homes and assisted living facilities can be very expensive, but there are ways to make your long-term care dollars stretch. There are three primary methods of paying for nursing homes or assisted living facilities:
- Private-paying with one's own dollars;
- Using insurance that covers some or all of the cost of long-term care and
- Need-Based Government Benefits, i.e. VA Benefits and the Medicaid-Title 19 program.
Private-paying for care often means total indigence. The average cost of a semi-private room in a skilled/intermediate long-term care facility in Connecticut is $12,800.00 per month or $172,600.00 per year. In Fairfield County, it is much higher. Some studies put it at $15,600 per month or $187,400.00 per year. Assisted living facilities are less than the cost of nursing homes, but still too much for many to pay without outliving their savings. Many people spend all of their savings in nursing homes and then have nothing left. Not a very good option!
Long-term care insurance works for some but most people considering nursing home care do not have long-term care insurance and either cannot qualify for the policies or cannot afford the premiums. Long-term care insurance is therefore often not an option.
Need Based Government Benefits - This leaves Veteran's Benefits and the Medicaid-Title 19 program. In CT, Medicaid pays for almost all nursing homes including the finest of facilities (you sometimes need to know the tricks to getting in!) and Medicaid increasingly covers assisted living facilities as well. But in order to qualify for Medicaid, applicants must have less than $1,600.00 in assets and be below certain levels of income.
How can Elder Law Attorney Christopher Greenwood help?
Among other services which enhance quality of life, Elder Law Attorney Christopher Greenwood helps people to ethically and legally convert countable savings to non-countable savings, so that Elder Law clients can keep their savings and still qualify for Medicaid. This is done not out of greed but out of necessity, so that the Elder Law client is not left indigent at the cost of long-term care. In the words of one court, "No agency of the government has any right to complain about the fact that middle-class people confronted with desperate circumstances, choose to do Medicaid asset protection planning, when it is the government itself which has established the rule that poverty is a prerequisite to the receipt of government assistance, in the defraying of the costs of ruinously expensive, but absolutely essential medical treatment."
Christopher is a featured attorney on Mediation.com and we highly recommend his services.
Very professional Very knowledgeable Had a great comfort level at every stage
Chris is reliable, brilliant, effective and trustworthy. He is always available and very reliable.
Chris has always done an outstanding job when we needed legal help.
Chris has always been easy to work with, understanding to what I need and reasonable with his legal fees..
Attorney Greenwood is very knowledgeable about Medicaid and Title 19 and has been able to guide us through the process and help protect my family's assets. He has been very responsive and helpful in other legal matters including real estate transactions. I would highly recommend his legal expertise.
Chris has always displayed the utmost professionalism and has a wide knowledge of various legal topics. I have, and will continue, to refer clients to him no matter what the issue might be.
Christopher Greenwood is one of the most versatile attorneys I have trusted with my family’s matters. After contacting a number of lawyers, I recognized that his Medicaid and Title 19 knowledge is unmatched. I like that he can go beyond elder law and assist us in real estate issues and so much more.
Attorney Greenwood was able to navigate me through a maze of paperwork for my elderly relative. He was great at explaining the laws in terms that were easy to follow. Both professional and efficient, Attorney Greenwood made a stressful situation manageable. I will use him again the next time I need help with a legal matter.
Chris was the ultimate professional and went out of his way to make the process so easy.....offering his advice, making suggestions and making me feel very comfortable. I would recommend him in a heartbeat!
Returns calls immediately, always keeps up on top of transaction from inception to closing. All of my referrals to Chris are 100% satisfied as I am. I strongly recommend atty greenwood
Chris is responsive, very knowledgeable, and a compassionate attorney. I have and will continue to recommend clients to him.
Chris was very professional as well as extremely experienced. He prepared me well for both deposition and trial. I would recommend him highly!
Hewas the closing attorney on my house sale. Make it happen as smoothly as possible.
Chris is always able to keep the transaction moving forward when so many emotions are in play.
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Law Offices Of Christopher Greenwood
799 Silver Ln
Trumbull, CT 06611
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- Attorney Greater Bridgeport Board Of Realtors
- Member Of The Elder Law College
- Elder Law Committee Of The Connecticut Bar Association